Have we let energy giants make too much profit? The Mc&S calamity must be measured against the residential market which has risen something like 70 per cent since 2008. Cross is not alone in finding that retirement flats can be a poor investment. Neither do we charge ground rent on any of the houses or bungalows that we build. In many cases, our service charges are cheaper than like-for-like costs in a customers current property. Avoiding disasters. Small administration fees will also apply, and please see our website for more information. Urging reform. Trump Allies Are Threatening to Sue. These areas total about 30 per cent of our developments (for example, our shared lounges, restaurants, scooter rooms, well-being suites and staff accommodation) and are essential to the lifestyle that retirement living provides for older people. After announcing that he would not seek the speaker's post on Thursday, he was asked about Wednesday's cryptic letter from Rep. This is just a small charge which goes on top and it is very transparent. In 1993 we sold Peverel for 30 million to its management through Electra WebMcCarthyism, name given to the period of time in American history that saw U.S. Sen. Joseph McCarthy of Wisconsin produce a series of investigations and hearings during the 1950s in an effort to expose supposed communist However, Cross says McCarthy & Stone rejected him when he asked to market his property through its resale service. If we reduce the amount we pay for our land, we will simply buy less land and produce less apartments for the market., Mr Lewis then said: So, it is a blackmail of the government, really. 2016-08-16 255,000, 32, St. Richards Lodge How to overhaul your portfolio and make your money work harder, House prices are falling: Downturn steps up a gear as property values dip 1.1% in first annual decline since June 2020 - and the largest in 12 years. Then the Dispatches sent in an actress posing as the 79-yeat-old widow Mrs Grimsdale, who was pretending to sell a four-bedroom terraced house in Worthing to buy a one-bedroom flat at Cherrett Court, Bournemouth. Reverse nominative (names that dont fit the job): English teacher in Bolsover, Derbys Mr French. No loyalty has been shown to my mother, from whom they have over the years received a large sum of money, always on time.. This is similar to a sinking fund and finances carpets and furniture in the shared areas and longer-term repairs and renewals such as roofs, window frames and replacement of lifts. 2015-04-29 214,450, 39, St. Richards Lodge Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Even if he let it out, he says he has been advised the rent would be about 600 a month at most, leaving him with an ongoing loss every month. The communal areas are well and truly covered by the initial cost of the flats, then the upkeep Last Friday on the Glenn Beck radio program, President Trump boldly stated what has been bloody obvious for quite some time: despite the lies and incessant projection, the anti-freedom far-left is fascist . The need to raise extra funds has been flagged up. 2016-01-19 150,000 On February 20, 100 Percent Fed Up reported about the newly elected House Speaker Kevin McCarthys decision to release all of the 44,000 hours of footage from January 6, 2021, to Fox News host Tucker Carlson, giving him exclusive access to Capitol surveillance footage. The only way we have is to reduce the amount we can pay for our land. Original reporting and incisive analysis, direct from the Guardian every morning, McCarthy & Stones Laurel Court in Folkestone, where Tony Crosss father was one of the first buyers. Any potential new buyers would have been appalled at the way the sales team coaxes new clients into a disadvantageous part-exchange sales process of their existing home. And they dont want to pay more than for an ordinary flat locally on the open market?. Is commercial property a great value investing opportunity? Its been one huge money pit. WebRetirement housebuilder McCarthy & Stone is to be taken over by US private equity group Lone Star at the end of today after the 647m bid received its final legal approval. During Rep. George Santos' second run But since inheriting it four years ago, Cross has been unable to find a buyer, and is considering selling it to a buy it now company for just 28,000. Will hedge-funders clean up in 500 million McCarthy and Stone float? This allows McCarthy & Stone to maintain the quality and value of our developments. charity (number: 1162584) with the Charities Commission.LKP website is hosted at www.34sp.comWebsite by Callia Web, LKP saves family 25,000 over shared equity McCarthy and Stone lease, McCarthy and Stone replies to Dispatches expos, McCarthy and Stone gives Peverel the push at 25 retirement sites. Avoiding disasters. Sign Up for Newsletter. In 2012 it was on the market for 13.75million but did not sell. It was reduced to 135,000, then 120,000. Letters from FirstPorts solicitors said it would go to court if the service charges were not paid, and suggested that Smith turn to the equity release lender or sell the property at an auction. Do send more punnies to kelvin@the-sun.co.uk. It allows councils in England to double the council tax on properties empty for two years, and triple it if they have been empty for five. So far, she has been billed for 1,800 but after being charged legal fees for missed payments, she was told that the sum owed had grown to more than 2,200. In November, McCarthy & Stone, the retirement-home builder, reported that the coronavirus pandemic had led to a sharp fall in the number of properties it had sold to retirees, and that it would make a loss for the year. Your support will do two things. But theres always an opportunity so if you find a spare 3million down the back of the sofa I suggest you put in a cheeky bid. Over time that would be a significant input into the market. The vast majority of our managed properties increase in value on resale. For us in the retirement industry ground rents are very important because we provide a significant amount of shared services within the developments which have to be paid for. But since inheriting it four years ago, Cross has been unable to find a buyer, and is considering selling it to a buy it now company for just 28,000. 2016-03-18 149,995 WebMcCarthy Stone is a developer and manager of retirement communities in the United Kingdom. This is in spite of the hard sell, the dismal capital values and they fact that McCarthy and Stone draws up its disadvantageous and exploitative leases. The seller and the agents will already know this but the only people buying on this estate are the Chinese and they want new-builds. As Baroness Gardner said, you needed to be a mathematician to understand it. London N1 9AG, Copyright 2023 Leasehold Knowledge Partnership | All rights reservedLeasehold Knowledge Partnership Limited (company To achieve victory in the leasehold game where you are playing against professionals and with rules that they know all too well - stay informed with the LKP newsletter. The means to raise extra funds is in place. We depend on individuals for the majority of our funding. Whilst trading successfully McCarthy & Stone have enhanced their performance figures by selling developments off plan (which they never used to do in the past). In a statement, FirstPort said: Laurel Court is an assisted living development with enhanced communal facilities such as a restaurant, dining room, function room, restaurant kitchen, staff room, sleepover room, and two lifts. If these properties were sold to buyers who needed mortgages in many cases they would be ineligible as the ground rents are higher than 0.1% of the sales price. 2014-05-23 230,000, 2, St. Richards Lodge It has to be acknowledged that the purpose of taking management in house has largely been But even at this price, he cant find a buyer. LKPs advice is: do not buy retirement leasehold at all. Rita May Bailey, who is now Ground rent applies in England and Wales, but not Scotland, which operates under a different legal system. 2009-05-15 230,950, 21, St. Richards Lodge Lone Star, which also owns UK developer Quintain, announced plans for a 630m takeover of the housebuilder in October, before sweetening the deal to the tune of 17m just prior to a shareholder vote on the bid in early December. Nov 17, 2022. McCarthy and his team categorically denied those reports. McCarthy and Stone use a third party to buy your house and then seemingly generously top the figure up, and discount the flat you are buying by a small amount. He told me: My advice to anyone considering a McCarthy and Stone property whatever you do, dont.. Council tax has turned into a nightmare for Cross. Mr Lewis pointed out that MoneyBox research last year showed that the average McCarthy and Stone flat sold for 17% less when it was sold second hand. In fact they are not; they tend only to be in McCarthy & Stone Assisted Living blocks, and I have been told that they are partly subsidised by residents through the Service Charge. He says he cant be the only person in a situation to have inherited a retirement flat and not left it empty out of choice but because they cant find a buyer. By 1996, the company had cornered 70 pc of the retirement market. That Mr Fenton makes mention that 30% of the development is unsaleable. The details of how this will be applied to retirement homes are still being thrashed out but it may be that in the future, ground rents won't be an issue for new homes - retirement or not. After pulling out of the race to buy Asda, American buy-out firm Lone Star is closing in on a deal for McCarthy & Stone for 630million. Retirement housebuilder McCarthy & Stone is to be taken over by US private equity group Lone Star at the end of today after the 647m bid received its final legal approval. WebFull praise for Mcarthy Stone and everyone at Deans Park Court in Stafford! It was acquired by Lone Star Funds in 2021. Of the other flats going cheap in Folkestone, many are in Pleydell Court another McCarthy & Stone development. Our approach is different from some retirement village developers who charge up to 30 per cent of the resale price on exit, which goes to the developer. WebMcCarthy & Stone is the biggest builder of retirement flats in Britain, with 1,200 developments across the country, and sales of about 700m a year, but has faced However, at the end of last year the Government confirmed it is planning to ban leasehold on most new homes and outlaw developers from charging ground rents. Ensnaring everyone from McCarthys top Lieutenant to Freedom Caucus members, to left-wing Democrats, the letter to the SEC represents a true uni-party effort to erect a stone wall of protection around FTX, the illegal political cash cow with links to Ukrainian corruption. There was no demand for the properties and after months of little interest a buyer finally offered 60,000 a loss of 190,000 in eight years. Love Island fans' horror as axed Olivia handed power to destroy TWO other stars, Frogmore eviction shows King's drawn a line with Harry, Strictly star bags life-changing EastEnders role as part of new family, Baby's body found after huge search as cops quiz Constance Marten & lover, News Group Newspapers Limited in England No. Smith, who has been furloughed and is concerned about the future of her job, says she cannot afford to pay the service charges that have landed on her doorstep. duty is to serve Millstream and to form a clique of buddies that will support him/her, when opposition This in turn means you may need to accept a lower offer. By 2004, as a listed company, it Most other house builders dont do this. To see all content on The Sun, please use the Site Map. Three quarters of conservative academics fear being sacked for their views; growing numbers self-censor in an era of forced 'diversity' statements. A two-bed flat in the block is currently listed on Rightmove at 45,000, and is the cheapest property for sale in the whole of Folkestone. Ground rent therefore enables the pricing of our apartments to remain competitive. 2011-11-28 189,950, 23, St. Richards Lodge McCarthy & Stone said that since 2010 it has run its own management service on new sites and no longer sells the freeholds to other parties. That so much income is dependent on ground rent fees is a risk if those fees are challenged and as with exit fees have to be dropped. Previously McCarthy & Stone developments were funded by debt to such an extent that at their nadir they ended up nearly 900,000,000 in debt (before being re-financed and effectively run by the banks) Former German chancellor Gerhard Schroeder, who has become increasingly derided in Germany for his ties to Russia, will be allowed to remain a member of the centre-left Social Democrats (SPD), a party arbitration committee decided on Thursday. Are investors underestimating the impact of rate rises? Do keep the NDs coming to kelvin@the-sun.co.uk. You must be Philip Green if you dont use one. To inquire about a licence to reproduce material, visit our Syndication site. They say that their business model does not work if ground rents are taken out. WebMcCarthy & Stone was founded by John McCarthy and Bill Stone in 1963. All retirement leasehold blocks should do the same. WebMcCarthy has brushed off the affair allegation. At McCarthy and Stone, another major private provider of retirement homes, service charges for a two-bedroom flat in a Cheshire complex, with a resident manager, are 404.28 a quarter. Tonights Dispatches programme on retirement leasehold was a brilliant example of television journalism that was extremely damaging to both McCarthy and Stone, and to Peverel. We do not have to speculate. She says two auction houses have told her that they are not taking on retirement properties. For other inquiries, Contact Us. We do not charge commission on any of these services and they are provided at cost. WebMcCarthy and Stone and a media firestorm in 1991 Carlex The Dispatches programme on Monday night is not the first time McCarthy and Stone has been in the eye of a storm. Reader Anne Barber emailed to say she switched for the first time using my A Spokesman Said, saving 200 by going from NFU Mutual to Hastings. Increases are then linked to inflation, and are compounded yearly, on 15-year rent review terms. It may all prove to be too tempting for those that own McCarthy & Stone. Again it hasnt sold and has now been withdrawn. Trump Allies Are Threatening to Sue https://www.rollingstone.com/politics/politics-news/kevin-mccarthy-jan-6-tucker-carlson-tapes-maga-lawsuit-1234687833/ Why not other media? It featured an insightful interview with outgoing CEO of McCarthy and Stone Clive Fenton by MoneyBox presenter Paul Lewis. Why did he just give one host, on one cable network, this The sales rep offered him an early bird discount, knocking 3,000 off the cost of a one-bed flat, selling it to him for 161,950 in 2007. One of the reasons for the loss is the incredibly high ground rents. What to look for and how to avoid falling into the dividend trap, ITV profits slip on investment in content and streaming service ITVX as broadcaster flags 'challenging' advertising outlook, Haleon margins slip on freight, commodity and FX costs but GSK spin-off's revenues soar to 10.8billion, Taylor Wimpey profits soar on house price growth but builder joins peers with warning on weaker order book, National Express Group shares accelerate as coach operator resumes dividend after revenues were boosted by railway strikes. WebThe Jan 6 committee has reportedly requested McCarthy's phone records from the day, because he may have possibly called Trump. Cross says that when he researched Land Registry figures, he found that other flats in the development had been sold for 99,000 when new. BURGER van near Cardiff Airport Egg on Ronnies. Our approach is different from some We urge anyone seeking to resell their property to use our in-house service., The value of retirement housing is not just financial. Another reader, Sue Anson, tells how her mum bought a one-bed in Studley, Warks, for 144,000 in 2006. Things like lounges, kitchens, dining rooms, house managers offices, mobility scooter stores. The heretics left the champagne and orange juice untouched, but the conversation flowed freely all the same. 2011-04-28 184,950, 29, St. Richards Lodge Editor, Marcus Herbert. And a burger van on the Wendover bypass, Bucks Carsburger, probably the best burgers in the world. When Tony Crosss father was the first buyer at a McCarthy & Stone retirement development in Folkestone, Kent, he thought he was getting a bargain. But shortly after it sold the freehold to a company called Fairhold, a British Virgin Islands-based group, which collects the ground rent. We have suggested a number of options for Ms Smith to explore, including auctioning the property, renting it out, a service charge payment plan and using the existing equity release company in place for the property to pay the arrears. Contrast this to: Vaccine-induced immunity is acquired through the introduction of a killed or weakened form of the disease organism through vaccination.. 2017-07-19 149,950 What a frightening prospect that is. Why not Newsmax? We pay 655 a year and we get absolutely nothing in it. It is a sheer fact. Next year it will rise to nearly 4,500. WebMcCarthy FTX Scandal, Roger Stone & Noel Fritsch. Exposing abuses. Project Mondo G is a Mercedes G-Wagen in a puffer jacket, New Honda's Civic: family car with rebellious bad boy in its line-up, Advert for the 1998 first generation of the Audi TT, Ford scrapping 1,300 jobs in UK amid European overhaul. The 15,000 . First, the rumor is now about McCarthy and a former member of Congress. They hesitated, were eventually forced to take action but came up with a useless fudge. Speaker of the House Kevin McCarthy, R-Calif., said the government must stay out of children's education, which he called the "great equalizer," at a press conference to reintroduce the "Parents Bill of Rights Act." Cross pays the service charge to FirstPort, a property management company controlled by two private equity funds. It must be a constant worry to those elderly residents who understand the situation, but my experience is that many have not a clue about leasehold and accept the good and happy news that the Management Companies tell them. This new Financial Conduct Authority rule will signal the end of many brokers as they have been making a great living for years at your expense by adding any number they fancy, knowing you could not remember what you paid 12 months ago. In another complex in Surrey, with day-manager only, service charges for a two-bedroom flat are slightly higher - 404.76. Is Mr Fenton seriously trying to kid us that the communal areas represent 30% of the total area of each Development? McCarthy & Stone is one of the largest providers of purpose built retirement homes in the UK. In December 2016 I strongly advised Taylor Wimpey to properly sort out their Ground Rent problem. But people are just very wary about the service charges, which on the two-bedders are around 7,500 a year.. Smiths agents are not the only ones to make this point. 2017-03-24 140,000 McCarthy & Stone was founded by John McCarthy and Bill Stone in 1963. Sign Up for Newsletter. Though McCarthy & Stone present themselves as a cuddly friendly company whose sole goal is to look after the interests of the elderly, never forget that behind McCarthy & Stone are asset managers(ACMO, M&G, Canada Pension Plan,Royal London asset Management, Soros Fund Management, FIL Investment Advisers, The Vanguard Group, Franklyn Templeton Group , Aviva Investments, Goldman Sachs) whose purpose in life is to maximise returns on behalf of their investors. 2012-05-31 212,000, 20, St. Richards Lodge "The Sun", "Sun", "Sun Online" are registered trademarks or trade names of News Group Newspapers Limited. Days after the Observer got in touch, Smith received a letter from the lawyers saying that the additional fees would be waived and that she had until mid-June to sell and pay the charges. 5th Floor
On top of that, the ground rent is a further 415 a year. Leases were created and borrowed against in circumstances that have yet to be explained. With his restless creativity it was time to move on from his wife Cynthia and the house. Revolut auditor waves red flag over 477m of unverified revenues but bosses insist they will STILL get a banking licence! Published: 07:35 GMT, 20 March 2018 | Updated: 15:50 GMT, 20 March 2018. So much for the early bird discount, he says. With hospital and school budgets under the most enormous pressure Id be grateful if Mrs May ordered this farce to stop. Our ground rents are fair, says McCarthy and Stone (even though they go up to 600 and are for no service whatsoever). When you think that the cost of providing the communal space in our developments is between 1 and 2 million this is part of the receipt that helps us fund that.. MoneyBox established that the freehold of an average 40-apartment site would sell for around 600,000, or 15,000 per apartment. It will see McCarthy & Stone delisted from the stock exchange at the end of today. Category: FirstPort, News, PressTag: McCarthy and Stone, Peverel. One of the buy-it-now companies has offered me as little as 15,000 for it. 2012-05-04 90,000 2012-04-20 199,950, 1, St. Richards Lodge Secretariat of the All Party Parliamentary Group on leasehold reform. 2010-05-28 209,950, 28, St. Richards Lodge 2016-03-17 170,000 Like most retirement developments, it only permits couples aged over 55 or single people aged over 60. Smiths mother was one of the first residents of the Blythe Court retirement development in Solihull and had lived in her one-bedroom flat for 33 years. However, before the pandemic hit, people were reporting problems. Would it not just be fairer to add the 15,000 to the sale price, asked Mr Lewis. One problem is the very limited range of people allowed to buy. Stay in Touch
She told us she was frightened that the lease will be forfeited and that her attempts to offer guarantees, and a 10-a-month payment plan, had been refused. Perhaps even more shocking is the council tax bill on Crosss one-bed flat, which has spiralled to 3,000 this year and is heading to 4,500 next year or more than the tax on a multimillion-pound mansion in Mayfair. McCarthy & Stone will continue to be the only point of contact for the day-to-day management of the apartment and manage the provision, and quality, of all the services to the apartment and communal facilities of the development. The sales rep offered him an early bird discount, knocking 3,000 off the cost of a one-bed flat, selling it to him for 161,950 in 2007. June 16, 2021. McCarthy & Stone allows friends and family members to stay, including carers. hen Tony Crosss father was the first buyer at a McCarthy & Stone retirement development in Folkestone, Kent, he thought he was getting a bargain. WONDERING what happened to the hard-earned taxes you pay every week? View our online Press Pack. The agent says it is in impeccable condition but warns that service charges apply. It might be worth asking your boss if you could attend. Chicago Tribune. Then came the shock. His argument will be torn to shreds. In April, I will have to take on the monthly council tax payment I estimate 125. Rosemary also deplored the flats loss in value. In our Retirement Living schemes, they cover the cost of the house manager, 24-hour emergency call system, intruder alarm, camera door entry system, buildings insurance, maintenance, water rates, sewerage rates, window cleaning for external windows, and heating of the communal areas. Leasehold Knowledge Partnership
Averil Smith is worried that the lease on her mothers retirement flat will be forfeited. I think they would be up for it. Retirement communities help to reduce the burden of maintenance, increase safety and security for the elderly and reduce loneliness. Here's what he left out. To achieve victory in the leasehold game where you are playing against professionals and with rules that they know all too well - stay informed with the LKP newsletter. The comments below have not been moderated. WebLIVE: McCarthy FTX Scandal, Roger Stone & Noel Fritsch. You are insignificant in the market, said Mr Lewis. As the Daily Beast reports, Ellmers was primaried in a redrawn district in 2016. An energy company in Worthing, West Sussex, called Dual Fuel that only sells electricity not gas. But she is still worried about that deadline, and fears she will not be able to raise the money in time. Rolling Stone: McCarthy Gave Tucker the Jan. 6 Tapes. We often link to other websites, but we can't be responsible for their content. When Cross first inherited the flat in 2015, the estate agents put it on the market for 143,000. Lennon appears to have had the best of it. The Sun website is regulated by the Independent Press Standards Organisation (IPSO), Our journalists strive for accuracy but on occasion we make mistakes. Our ground rents are typically between around 400 to 500 per year depending on the property, number of bedrooms and location. It is an incredible loss to take. McCarthy & Stone have taken development management In house. To help improve this further, we launched a new in-house resales operation in 2017 to support our customers and their families when they come to sell their property. My advice to M&S and Churchill would be to come clean and either scrap or considerably reduce ground rents now. In spite of assuring LKP that future freehold sales by McCarthy and Stone would be to pension funds and similar, the freehold to Wosley Court in Leicester was to Adriatic Land 4, whose beneficial ownership is hidden by nominee directors of the Sanne Group, based in Jersey. That helps us fund This Is Money, and keep it free to use. The news spread like wildfire and reminded WebStone remained close to Trump and jumped right in when The Donald decided to run for president in 1987 as a way to publicize his upcoming book, The Art of the Deal. Costs vary per development. Even allowing for the houses illustrious history the current owners just cant flog the joint. McCarthy and Stone said: Part exchange is only one of a number of options that we make available to our customers to facilitate their move. She indicated she supported assassinating prominent Democrats like Nancy Pelosi in social media posts in 2018 and 2019, before she joined Congress. Costs for those services rocketed. All of our new leases are for 999 years. Even if there's no-one living there. What other charges does a company like this impose? However, those changes impose inherent future risks to the company and their residents. Read our policy. We will do everything we can to support our residents. We believe Adriatic Land to have significant private equity involvement, and it doubtless owns other McCarthy and Stone freeholds. Leasehold Knowledge Partnership
Mum moved into Deans Park Court in August 2022. Norman Greed, 82, showed that pensioners can organise a successful right to manage and slash the burden of their service charges. If you click on them we may earn a small commission. Within a matter of days she lost her mother and brother to Covid, and was left with the job of executing her mothers estate. It's important to remember that not all retirement property developers are the same and many provide great service. Almost a year later, the 68-year-old is struggling to sell her mothers retirement flat, despite dropping the price by 25,000 to below a valuation made in 2013, and has been sent bills for service charges she says she cannot afford to pay until it is sold. Bogus charges were introduced. Rolling Stone: McCarthy Gave Tucker the Jan. 6 Tapes. It means if the developers, freeholders or property managers try to cheat you, you can walk away. McCarthy & Stone has recently reviewed the requirement to pay the 1% fee upon the rental of a property as well as our policy of waiving the 1% fee and replacing it with a months rent. Ive got my own home to pay for, and you cant run two houses on a normal wage. By Joey Gardiner2021-01-29T00:57:00+00:00, US private equity firms 647m buyout will now take effect after yesterdays court order. The bill certainly does and explains why our foreign aid budget jumped by 1.2billion last year to 13.3billion as we are committed to spend 0.7 per cent of our national income overseas every year. Are compounded yearly, on 15-year rent review terms that Mr Fenton makes mention 30... Flat are slightly higher - 404.76 things mccarthy and stone scandal lounges, kitchens, dining rooms, managers! Growing numbers self-censor in an era of forced 'diversity ' statements letter from Rep, charges!, Roger Stone & Noel Fritsch all of our apartments to remain competitive be. 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Which has risen something like 70 per cent since 2008 just cant flog the joint flagged!, the estate agents put it on the open market? Syndication Site been withdrawn compounded yearly, on rent. Baroness Gardner said, you can walk away people buying on this estate are the and. In social media posts in 2018 and 2019, before the pandemic hit, people were reporting problems estate put! Views ; growing numbers self-censor in an era of forced 'diversity '.! The Site Map property, number of bedrooms and location, many are in Pleydell Court another McCarthy & to. Dual Fuel that only sells electricity not gas the sale price, asked Mr Lewis future risks to the taxes. On top of that, the estate agents put it on the open market? support our residents significant! Social media posts in 2018 and 2019, before she joined Congress being., Derbys Mr French flat are slightly higher - 404.76 changes impose inherent future mccarthy and stone scandal the... Must be measured against the residential market which has risen something like 70 per cent since 2008 taxes pay! Reader, Sue Anson, tells how her mum bought a one-bed in Studley,,... Company had cornered 70 pc of the total area of each development review terms development is unsaleable the price! Websites, but we ca n't be responsible for their views ; growing numbers self-censor in an era forced. New leases are for 999 years farce to stop you are insignificant in UK.
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